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We recommend pet insurance for all of our patients but feel it is especially important for puppies and kittens to obtain a policy before they get injured or develop an illness that could be considered a pre-existing condition. No pet insurer currently covers pre-existing conditions.
There are many pet insurance companies to choose from and all of them differ. It will take a little research on your part in order to decide which provider and which plan is best for you and your pet. You can go online to view all of the options offered by each company and also to get free quotes. We have compiled the contact information and some features of each of the companies we recommend.
Tips to help you find the right insurance policy
Check to see if your insurer excludes any hereditary or genetic conditions.
Review any optional coverage that may be available. Some insurers offer wellness care or other additional riders for an extra fee.
Review age limits for coverage. Some insurers have minimum and maximum age limits.
If you have more than one pet ask about multi-pet discounts.
Make sure you understand the policy you are buying– what it covers and what it doesn't. Review the deductibles, co-pays and caps on coverage. The cheapest policy is not always the best choice make sure your policy meets your needs.
See what other discounts may be offered– some companies offer discounts for signing up online, a discount if your pet is microchipped, etc.